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Insurance Business

National insurance news for USA insurance professionals. Read American insurance news, analysis, and interviews with leaders in the US insurance industry.

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  • Aug 14, 2026earliest in window
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News

Insurance Business
insurancebusinessmag.com > us > news > life-insurance > white-house-to-mail-500-obamacare-checks-as-premium-backlash-mounts-589390.aspx

White House to mail $500 Obamacare checks as premium backlash mounts

2+ day, 20+ hour ago   (563+ words) Nearly a million Affordable Care Act enrollees are set to receive $500 payments starting in October, the Trump administration announced Thursday, a move officials frame as restitution for alleged premium overcharges, but one that health policy analysts call a narrow fix…...

Insurance Business
insurancebusinessmag.com > us > news > benefits > preventive-care-benefits-can-cut-highcost-claimants-in-half-exec-says-587722.aspx

Preventive care benefits can cut high-cost claimants in half, exec says

3+ day, 2+ hour ago   (924+ words) Rising employer healthcare costs are sharpening the business case for preventive care and the numbers are stark. "We've looked at our own populations through claims analyses, and we see when you keep people healthy, you can avoid them progressing into…...

Insurance Business
insurancebusinessmag.com > us > news > benefits > the-pbm-conflicts-brokers-should-be-talking-to-clients-about-589091.aspx

The PBM conflicts brokers should be talking to clients about

3+ day, 2+ hour ago   (1071+ words) Pharmacy costs are rising faster than medical costs, faster than most employers budgeted for, and faster than the benefits industry has seen in living memory. But your clients probably don’t understand why. For Rick Kelly, National Pharmacy Lead and Senior…...

Insurance Business
insurancebusinessmag.com > us > news > catastrophe > who-really-benefits-from-nfips-2-6bn-annual-subsidy-589333.aspx

Who really benefits from NFIP's $2.6bn annual subsidy?

3+ day, 6+ hour ago   (722+ words) The reform is working as designed. Over half of NFIP policies now pay full-risk premiums, up from one-third in December 2022, according to the report. The 1.5 million policies still below full risk (42 percent of the program) carry a combined annual subsidy…...

Insurance Business
insurancebusinessmag.com > us > news > breaking-news > how-911-rewired-american-insurance-589203.aspx

How 9/11 rewired American insurance

4+ day, 3+ hour ago   (336+ words) On June 29, the US House of Representatives voted 373-15 to extend the Terrorism Risk Insurance Program through 2034. A Senate companion bill is pending. It's a routine-sounding vote on paper, but it's really Congress renewing, for the fifth time, a program built…...

Insurance Business
insurancebusinessmag.com > us > news > benefits > new-york-cuts-insurer-rate-requests-but-smallgroup-costs-still-climb-589167.aspx

New York cuts insurer rate requests but small-group costs still climb

4+ day, 6+ hour ago   (216+ words) New York's health insurers asked for premium increases three to four times higher than what regulators approved, and the gap between the two numbers shows the state's 2027 renewal season. The Department of Financial Services (DFS) authorized average increases of 6% for…...

Insurance Business
insurancebusinessmag.com > au > news > breaking-news > surcharge-ban-creates-a-trust-account-problem-brokers-havent-spotted-yet-589164.aspx

Surcharge ban creates a trust account problem brokers haven’t spotted yet

3+ day, 23+ hour ago   (644+ words) Australian insurance brokers have three weeks to resolve a cost problem the Reserve Bank of Australia’s (RBA) headline saving figure was not built to fix – and a compliance question buried in their merchant agreement that most will not know the…...

Insurance Business
insurancebusinessmag.com > us > news > benefits > most-insured-americans-doubt-coverage-would-cover-a-crisis-589163.aspx

Most insured Americans doubt coverage would cover a crisis

4+ day, 7+ hour ago   (433+ words) Insurance Business Most insured Americans doubt coverage would cover a crisis GoodRx survey finds 56% of insured adults fear they couldn't afford a serious illness or accident More than half of insured Americans fear they could not afford a serious illness…...

Insurance Business
insurancebusinessmag.com > au > news > breaking-news > 14-years-later-esl-reform-could-be-about-to-happen-589117.aspx

14 years later, ESL reform could be about to happen

4+ day, 2+ hour ago   (480+ words) On Tuesday, the insurance industry, represented by the ICA, NIBA, Suncorp and IAG put its case to the MPs. Brokers play a central role in the calculation and collection of the ESL. In its submission to the inquiry, NIBA described…...

Insurance Business
insurancebusinessmag.com > us > news > benefits > do-benefits-brokers-need-a-new-playbook-on-employer-health-costs-588921.aspx

Do benefits brokers need a new playbook on employer health costs?

4+ day, 20+ hour ago   (983+ words) Employer costs for health benefits in the private sector rose six percent in the 12 months to June 2026, more than double the 3.1 percent growth in wages and salaries over the same period, according to the Bureau of Labor Statistics (BLS) Employment…...