News
CVX Stock Price Prediction 2025-2026 | Chevron Corp Forecast
1+ day, 11+ hour ago (344+ words) Chevron Corp is fairly valued at current levels. With our price target of $164. 76 suggesting limited downside, the stock appears to be trading near fair value. Consider your portfolio allocation and investment timeline before making a decision. Where CVX could be…...
Before You Take That Part-Time Job in Retirement: How a $1. 4 Million 401(k) Can Cost You $2, 297 in Medicare Premiums
4+ hour ago (319+ words) $40 K consulting income stacked on $40 K 401(k) withdrawal triggers 85% Social Security taxation at 30%+ effective rate. Suspend Social Security within 12 months if under FRA or delay claiming to dodge earnings test and IRMAA. Stack a 22% federal bracket, Social Security taxation, and the…...
This Is the Only AI ETF You Need to Hold During the Capex Boom
6+ hour, 6+ min ago (269+ words) PTF's 0. 6% annual fee and high turnover create taxable distributions, making it best suited as a 5% to 10% tactical sleeve rather than a core long-term holding. PTF has returned about 91% over the past year and 193% over five years. The Invesco QQQ Trust…...
Baby Boomers: The New Long-Term Care Products You Can Get Without Medical Underwriting: Here's What Changed
5+ hour, 31+ min ago (340+ words) The financial choice between traditional and hybrid long-term care coverage hinges on liquidity: hybrid policies leverage lump-sum premiums into larger LTC pools (often 4. 8x the premium), making them valuable for those with available cash, while annual-pay policies favor people with steady…...
Filing Single After Your Spouse Dies? Make Sure You Do These 401(k) Moves Before Year Three
6+ hour, 1+ min ago (519+ words) Widow loses 50% standard deduction and enters 32% bracket at $105, 701 vs. $211, 401 joint, adding $16, 500 annual tax on $300, 000 income. Front-load Roth conversions during two surviving spouse years before brackets compress and Medicare IRMAA penalties spike in year three. Same pension. Same required minimum distribution....
Why Clark Howard Isn't a Fan of Car Leases
5+ hour, 52+ min ago (926+ words) The average price of a new car in 2026 is nearly $50, 000. Still, buying a car outright makes more financial sense than leasing for owners who keep vehicles 5+ years, said money expert Clark Howard. Manufacturer-subsidized lease deals advertised nationally can sometimes pencil…...
AI Debt Now 15% of Corporate Bond Market, Creating New Concentration Risk
5+ hour, 57+ min ago (477+ words) AI-related corporate debt now accounts for roughly 15% of the entire corporate bond universe, a historically high share that has surpassed the largest banks as dominant corporate bond issuers. JPMorgan projects that by 2027, AI investment will exceed global military spending, highlighting…...
A 67-Year-Old School Principal With $1. 4 Million Discovers Her Pension Quietly Pushed Her Into IRMAA Tier Three Before She Filed for Medicare
5+ hour, 53+ min ago (786+ words) A retired school principal's $110, 400 annual pension pushed her Modified Adjusted Gross Income just above the 2026 Medicare IRMAA tier 1 threshold of roughly $109, 000, triggering a $287 monthly surcharge ($3, 444 annually) for two years because Social Security uses a two-year lookback on tax returns. Roth…...
Transferring Retirement Accounts: Why Timing Your Move to Fidelity or Schwab Won't Beat the Market
6+ hour, 31+ min ago (361+ words) SPDR S&P 500 ETF (SPY) is up 8. 86% year to date and 26. 49% over the past year, with market volatility measured by the VIX ranging from 13. 47 to 31. 05 over recent months. The timing of retirement account transfers between custodians does not meaningfully affect…...
We're in our 40s with a healthy portfolio: how a $1. 3 million tax bomb forced us to act before retirement
7+ hour, 31+ min ago (658+ words) Couples with large traditional 401(k) and IRA balances face a "tax bomb" at age 75 when Required Minimum Distributions begin, potentially jumping from 12% to 32%+ tax brackets; strategic Roth conversions between retirement and age 75 can save $1. 3 million in taxes and add $3. 5 million in…...