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News
Top 5 Business Credit Card Issuers
13+ hour, 18+ min ago (212+ words) PaymentsJournal For businesses, the financial institution behind a credit card can play an important role in everything from day-to-day spending to cash flow management and rewards. Javelin Strategy & Research data reveals which issuers have the strongest presence among business credit…...
Visa Tests 24/7 Stablecoin Settlement in Singapore
13+ hour, 22+ min ago (296+ words) Visa and Singapore are collaborating on a new test project for stablecoins, gauging whether cross-border payments can be settled every day of the week. More importantly, the pilot is being touted as a step toward greater interoperability between traditional and…...
Brazil’s Itaú Unibanco Gets Banking Charter Approval for U.S. Expansion
14+ hour, 42+ min ago (379+ words) Business partners checking and signing documents in street cafe. Closeup of papers and writing business man hand. Deal or paperwork concept For all the innovation that fintechs have driven in recent years, national banking charters remain the benchmark for financial…...
Fueled by Stablecoins, Monthly Crypto Card Purchases Top $1 Billion
1+ day, 12+ hour ago (338+ words) Portrait of young african man holding credit card with laptop paying via internet Crypto cards have the potential to bridge the longstanding gap between digital assets and established retail infrastructure—and finally bring widescale crypto payments to checkout. According to…...
TikTok Could Add P2P Payments in Financial Services Push
4+ day, 14+ hour ago (258+ words) While once known primarily as a platform for short-form videos, TikTok has rapidly transformed into a gaming and e-commerce titan. Now, all signs point to a broader financial services expansion, as the social media platform is reportedly exploring the addition…...
Hard Times, Easy Money: BNPL Now Finances Rent and Utilities
4+ day, 18+ hour ago (460+ words) BNPL: The Beginning of the End? Buy now, pay later brought another credit option to stressed budgets, with a model that typically settles an installment loan in four consecutive monthly payments. With a relatively low threshold for credit underwriting, BNPL…...
Beyond Compliance: Rewiring Fraud Prevention for Faster Payments
5+ day, 18+ hour ago (1305+ words) Interactive global e commerce data visualization showcasing real time transaction data dynamic analytics and a futuristic high tech interface inspired by Bauhaus design principles Not long ago, creating a fake vendor convincing enough to fool a seasoned finance team would…...
Embedded Finance: Banks’ New Growth Channel
6+ day, 18+ hour ago (1259+ words) In the past, a community bank in Connecticut could attract customers through physical branches and marketing efforts, but expanding beyond its geographic footprint was cumbersome. Today, that same bank can partner with a single independent software vendor (ISV) and unlock…...
Synchrony Brings OpenAI into Customer Experience, Agentic Commerce
1+ week, 14+ hour ago (449+ words) Synchrony may be best known for its credit card partnerships with major retailers such as Walmart, Amazon, and Lowe’s, but the company is making a big push into artificial intelligence through a deal with OpenAI. Synchrony will deploy OpenAI’s models…...
American Express Expands Virtual Cards for Commercial Payments
1+ week, 5+ day ago (498+ words) Business people sitting in conference room and discussing business issues. Executive manager standing, pointing to document and explaining his idea to business team Digital platforms have improved consumer payments in nearly every way, but the experience has yet to fully…...